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Desperate Students Secure Loans With Naked Photos Loan sharks threaten to send photos to friends and relatives if payments are not made. Mentioned in the report is one affected student named Li Li — an alias. Unable to pay back the amount owed, Li Li borrowed another loan through the platform at the same rate and from the same person. Screenshots of threatening debt collection messages.
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China’s online lenders demand nude photos from young women as guarantees

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Ren Hang Is Pissing Off The Chinese Government With His Nude Photos

A gigabyte file posted on the internet exposed the personal details of more than young women who were asked to provide the explicit material to secure money through online lending platform Jiedaibao. Launched by JD Capital in , Jiedaibao allows lenders to operate anonymously but requires borrowers to reveal their real names when making transactions. Loan amounts and interest rates can be customised to meet the needs of users — often people who have a hard time accessing loans through more traditional financial institutions, like banks. Lenders told female borrowers that if they failed to repay the loans, their nude photos would be sent to their families and friends, whose information was also required for some transactions, the article said. Material in the file put on the web last Wednesday showed some borrowers also promised to repay loans with sexual favours, according to screen captures posted on social media websites.
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Nude selfies used as collateral for Chinese loans

Because of the private nature of the deals, loan sharks came up with a new twist on securing collateral for the money they lend out at exorbitant rates, described here by China. If a student defaults on the loan, the loaners will threaten to show the nude photos to her family and friends. In exchange, the students who agree to send nude photos can have a higher loan amount, ranging from 2 to five times as much.
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China's futuristic 'hover bus' takes a unique approach to traffic jams by gliding over them In order to have the loan granted, the borrowers need to provide photocopies of their student ID cards and national ID cards, as well as their address, phone numbers and information about their families, together with the nude photographs, sometimes with the borrower pictured holding her national ID card. The issue was first highlighted in local Guangzhou province newspaper Southern Metropolis Daily , which says that students who don't pay are threatened with having their nude photos published online or even worse, sexual violence. Accompanied by their parents, several students who have not been able to repay their debts in time have sought police help. Newspapers across China have now picked up the story, which has led to multiple screenshots of threatening debt collection messages going viral on Chinese social media. Other messages sent by the loan sharks feature a nude photo of a woman holding her national ID card, with text added to the image threatening to make the image public, as well as more specific threats promising to expose the user within 24 hours if they do not pay.
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